How To Budget Your Festive Shopping

How to budget your festive shopping a look at monthly income allocation

There are 15 financial tips for a budgetfriendly celebration

Festivals bring traditions and gatherings

Dontexceed 30 of your monthly income on discretionary expenses

The rule divides your income into three parts 50 for needs 30 for wants and 20 for savings and investing

A financially sound festive season is ensured by a structured approach

12 of annual income is allocated to prior savings for the festive season

Spending less than 1 of your annual income is necessary to prevent overspending and financial stress

Dont use credit cards during the festive season

Avoid overspending avoid overspending during the festive season